David Freitag

David Freitag, an industry veteran in financial services and wealth management, brings a deep passion and unparalleled knowledge of Social Security filing strategies and retirement income planning to his current role as a financial planning consultant for the Advanced Concepts Design Group of Massachusetts Mutual Life Insurance Company (MassMutual). His also holds a Master of Education and Bachelor of Science degrees from the University of Maryland.

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Retirement

David FreitagJanuary 9, 2025

Social Security Offsets

fyi50+: There have been recent reports from Congress about eliminating WEP and GPO Social Security offsets. I asked Dave Freitag…
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Retirement

David FreitagDecember 27, 2024

How to Calculate Tax on Social Security Benefits

It is always a good idea to start your tax planning process toward the end of the year, and if…
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Retirement

David FreitagSeptember 23, 2024

Pros and Cons of Taking Early Social Security Benefits

fyi50+: Economic times being what they are, many workers might be interested in taking their Social Security benefits before they…
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Retirement

David FreitagJune 17, 2024

How to Protect Your Social Security Number From Identity Theft

fyi50+: The Social Security Administration has been promoting awareness of scams for several years through their annual National Slam the…
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Retirement

David FreitagJune 6, 2024

The Social Security Trustees Report — 2024

The Social Security Administration released a press release in May on the financial state of the Social Security system. The…
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Money

David FreitagApril 15, 2024

Social Security and Divorce

fyi50+: Gray divorce is a fact of life in this country. After age 50, many married couples agree to go…
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Money

David FreitagFebruary 27, 2024

Is Social Security Really Broke?

The news is full of attention-grabbing headlines about how Social Security is going broke. Yet when you get into the…
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Money

David FreitagNovember 6, 2023

Fall, Record-Keeping, and Social Security

When the seasons change, and we start thinking about the new year, should we proactively plan for retirement? I asked…
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Retirement

David FreitagSeptember 19, 2023

Annual Social Security Cost-of-Living Adjustment

fyi50+: There has been much written about Social Security these days. However, one essential feature of Social Security makes it…
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Retirement

David FreitagJuly 9, 2023

The Three-for-One Idea: There’s more to Social Security than meets the eye

fyi50+: Much has been written recently about Social Security funding and its importance to retirees. However, Social Security is really…
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Money

David FreitagMarch 7, 2023

Social Security and Income Tax—

When does good news become bad news? fyi50+: Tax season is in full swing! Those of us collecting Social Security…
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Money

David FreitagJanuary 22, 2023

Rethinking Retirement

fyi50+: Sometimes, retirement works out just fine. Other times, it doesn’t go as smoothly, and a worker might discover a…
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Retirement

David FreitagDecember 19, 2022

Social Security in the News: What’s Hot in 2023?

fyi50+: There have been several stories this year about Social Security and retirement planning in the media. It’s hard to…
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Retirement

David FreitagOctober 1, 2022

3 Main Types of Social Security Benefits — It’s Not Just for Retirement!

fyi50+: Many of our readers older than 50 think about Social Security as a retirement program. Clearly, it’s a very…
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Retirement

David FreitagAugust 23, 2022

2022 SSA Trustees Report

Impacts to your Social Security. fyi50+: Each year, the Social Security Administration delivers a report to Congress and the President…
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Retirement

David FreitagMay 26, 2022

Social Security Voluntary Withholding

As the 2022 tax season closes, consider making things in 2023 easier. If you had to pay more tax than…
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